Fraud Alert: Individuals are impersonating Home Credit Corp Inc and HCC Loans and falsely taking down payments on loans. Please be sure you are only speaking with an agent at the listed numbers on this website. No other phone numbers will be used or forms of communication, including but not limited to SMS, WhatsApp, or social media, to arrange loan underwriting.

About HCC Loans

We Care About Your Finances

Welcome to HCC Loans! We’re your trusted partner in securing the best financing options for your vehicle needs. Whether you’re looking to finance a used car, repair your current one, or refinance an existing auto loan, we’re here to help. At HCC Loans, we understand the importance of affordable and flexible financing solutions. That’s why we offer a range of options tailored to meet your unique needs.

For more information, give us a call today. Let’s get started on your journey to financial success with HCC Loans!

Save Money, Save Life!

Any questions? Call 1-855-791-LOAN (5626)

Why Us?

Choose HCC Loans

Online Or In-Person

Take control of your financial goals with a loan up to $14,500.
Find A Branch Near You

No Hidden Fees

We operate with full transparency. There are no hidden fees & no pre-payment penalties.

Family Owned & Operated

Loans are approved right here in North Carolina by people you know and trust.

Loan Processing Fee*

Same-Day funding available in most cases.

Our Services

Loan Types We Provide

Personal Loans

Take control of your financial goals with a loan up to $14,500.

Apply Now

Auto Loans

We specialize in new and used vehicle financing.

Apply Now

Dealer Financing

Apply Now

How To Use Your Loan

Debt Consolidation

Home Renovation

Life Event

Loan Processing Fee*

On Time Processing

Apply Now

Loan Overview

Overview of a $1,500 Loan

Amount Financed

One-time fee for loan processing

$1,500

Federal Annual Percentage Rate

The cost of your credit as a yearly rate

35.76%

State Annual Percentage Rate

The cost of your credit as a yearly rate

33%

Finance Charge

The dollar amount your credit will cost you

$459.84

18 Monthly Payments of

The amount you will pay each month

$108.88

Total Payments

The amount you will have paid after all scheduled payments

$1,959.84

Loan Processing Fee

One-time fee for loan processing

$30

Disclaimer:

The interest represented assumes full payments each month for the entire term of the loan using autopay repayment. HCC Loans personal loans never have pre-payment penalty, so the loan can be repaid at any time by making a full payment of the remaining balance and incurred interest at the time of payoff. Loan terms range from 12 to 60 months. *A loan processing fee of $30-$150 is charged to each loan. North Carolina Consumer Loan License #124602 This loan quoter is an Example and not an offer of credit.

Ready To Boost Your Startup Business?

We have got some best plans and solutions for everyone

Apply Online

testimonials

Earning Your Trust Since 1991

5-Star Ratings On Google

HCC Christmas Loans: Get Extra Money for the Holidays | First Payment Due Jan 2026

HCC Christmas Loans: Get Extra Money for the Holidays | First Payment Due Jan 2026 Christmas is around the corner, and we all know how the holidays can stretch the wallet. Between gifts for the kids, family dinners, and travel plans, it can feel overwhelming. At HCC Loans, we get it; the holidays should be about joy, not stress. That’s why we’re offering Christmas Loans to help you bring the magic home this season. Starting November 17th, you can apply for a Christmas loans online and enjoy a special perk: your first payment isn’t due until January 2026!

Apply for a Christmas loans online

Save Money, Save Life!

Any questions? Call 1-855-791-LOAN (5626)

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September 7, 2026

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August 25, 2026

When Does a Debt Consolidation Loan Make More Sense Than Paying Debts Separately?

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Freedom For What's Important

Check It Off The Bucket List

Drive It Home

About HCC Loans

We Care About Your Finances

Save Money, Save Life!

Any questions? Call 1-855-791-LOAN (5626)

Why Us?

Choose HCC Loans

Online Or In-Person

No Hidden Fees

Family Owned & Operated

Loan Processing Fee*

Our Services

Loan Types We Provide

Personal Loans

Auto Loans

Dealer Financing

How To Use Your Loan

Debt Consolidation

Home Renovation

Life Event

Loan Processing Fee*

On Time Processing

Loan Overview

Overview of a $1,500 Loan

Disclaimer:

Ready To Boost Your Startup Business?

We have got some best plans and solutions for everyone

testimonials

Earning Your Trust Since 1991

5-Star Ratings On Google

HCC Christmas Loans: Get Extra Money for the Holidays | First Payment Due Jan 2026

Save Money, Save Life!

Any questions? Call 1-855-791-LOAN (5626)

Read the articles

What’s Happening

What Documents Do You Need to Apply for a Personal Loan in Hickory, NC?

What Factors Affect Motorcycle Financing Rates at Loan Companies in Goldsboro, NC?

When Does a Debt Consolidation Loan Make More Sense Than Paying Debts Separately?